/* Practice Insurance: coverage-first, evidence-aware operating view. */
.module-grid > [class*="practice-insurance-"] {
    grid-column: 1 / -1;
    min-width: 0;
}

.practice-insurance-control-bar {
    position: static;
    z-index: 7;
    top: 0;
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 18px;
    align-items: center;
    margin-top: -8px;
    padding: 12px 0;
    border-bottom: 1px solid var(--book-line);
    background: color-mix(in srgb, var(--book-paper, #f7f5ef) 94%, transparent);
    backdrop-filter: blur(12px);
}

.practice-insurance-control-bar > div {
    display: flex;
    gap: 9px;
    align-items: center;
}

.practice-insurance-control-bar > div:first-child {
    display: grid;
    grid-template-columns: auto 1fr;
    gap: 2px 10px;
    grid-column: 1 / -1;
    padding-bottom: 10px;
    border-bottom: 1px solid var(--book-line);
}

.practice-insurance-control-bar > div:not(:first-child) {
    min-width: 0;
}

.practice-insurance-control-bar .practice-insurance-segmented {
    max-width: 100%;
    overflow-x: auto;
}

.practice-insurance-control-bar > div:first-child em {
    grid-column: 2;
}

.practice-insurance-control-bar > div > span,
.practice-insurance-masthead span,
.practice-insurance-funding-summary span,
.practice-insurance-protection-grid span {
    color: var(--book-muted);
    font-size: 0.66rem;
    font-weight: 800;
    letter-spacing: 0.07em;
    text-transform: uppercase;
}

.practice-insurance-control-bar em {
    color: var(--book-muted);
    font-size: 0.72rem;
    font-style: normal;
}

.practice-insurance-segmented,
.practice-insurance-measure-toggle {
    display: inline-flex;
    gap: 2px;
    padding: 3px;
    border: 1px solid var(--book-line);
    border-radius: 999px;
    background: var(--surface-elevated, #fff);
}

.practice-insurance-segmented button,
.practice-insurance-measure-toggle button {
    min-height: 30px;
    padding: 5px 10px;
    border: 0;
    border-radius: 999px;
    background: transparent;
    color: var(--book-muted);
    font: inherit;
    font-size: 0.72rem;
    font-weight: 750;
    white-space: nowrap;
    cursor: pointer;
}

.practice-insurance-segmented button[aria-pressed="true"],
.practice-insurance-measure-toggle button[aria-pressed="true"] {
    background: var(--book-ink, #173f36);
    color: #fff;
}

.practice-insurance-masthead {
    padding: 40px 0 48px;
}

.practice-insurance-masthead-title {
    display: flex;
    gap: 24px;
    align-items: flex-end;
    justify-content: space-between;
}

.practice-insurance-masthead-title h2 {
    margin: 4px 0 0;
    font-family: var(--advisor-font-display, Outfit, sans-serif);
    font-size: clamp(2.8rem, 7vw, 5.3rem);
    font-weight: 600;
    letter-spacing: -0.055em;
    line-height: 0.95;
}

.practice-insurance-masthead-title > span {
    margin-bottom: 8px;
    font-size: 0.76rem;
}

.practice-insurance-coverage-note {
    max-width: 720px;
    margin: 12px 0 26px;
    color: var(--book-muted);
    font-size: 0.82rem;
}

.practice-insurance-native-units,
.practice-insurance-masthead-facts,
.practice-insurance-protection-grid,
.practice-insurance-funding-summary {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
}

.practice-insurance-native-units {
    border-top: 8px solid var(--book-ink, #173f36);
}

.practice-insurance-native-units article,
.practice-insurance-masthead-facts article,
.practice-insurance-protection-grid article {
    display: grid;
    gap: 5px;
    min-width: 0;
    padding: 18px 20px;
    border-right: 1px solid var(--book-line);
}

.practice-insurance-native-units article:last-child,
.practice-insurance-masthead-facts article:last-child,
.practice-insurance-protection-grid article:last-child {
    border-right: 0;
}

.practice-insurance-native-units strong,
.practice-insurance-masthead-facts strong,
.practice-insurance-protection-grid strong,
.practice-insurance-funding-summary strong {
    font-family: var(--advisor-font-display, Outfit, sans-serif);
    font-size: 1.35rem;
    font-variant-numeric: tabular-nums;
}

.practice-insurance-native-units em,
.practice-insurance-masthead-facts em,
.practice-insurance-protection-grid em,
.practice-insurance-funding-summary em {
    color: var(--book-muted);
    font-size: 0.72rem;
    font-style: normal;
    line-height: 1.45;
}

.practice-insurance-masthead-facts {
    border-top: 1px solid var(--book-line);
    border-bottom: 1px solid var(--book-line);
}

.practice-insurance-section {
    min-width: 0;
    margin-bottom: 26px;
}

.practice-insurance-section.is-panel,
.practice-insurance-attention {
    padding: 28px;
    border: 1px solid var(--book-line);
    border-radius: 16px;
    background: var(--surface-elevated, #fff);
}

.practice-insurance-section.is-flush {
    padding: 40px 0 46px;
    border-top: 1px solid var(--book-line);
}

.practice-insurance-protection-grid {
    border-top: 1px solid var(--book-line);
    border-bottom: 1px solid var(--book-line);
}

.practice-insurance-section-boundary,
.practice-insurance-method-line {
    margin: 12px 0 0;
    color: var(--book-muted);
    font-size: 0.72rem;
    line-height: 1.5;
}

.practice-insurance-funding-summary {
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 10px;
    margin-bottom: 15px;
}

.practice-insurance-funding-summary article {
    display: grid;
    gap: 5px;
    min-width: 0;
    padding: 15px;
    border: 1px solid var(--book-line);
    background: var(--book-paper, #f7f5ef);
}

.practice-insurance-funding-summary article.is-estimated {
    background: repeating-linear-gradient(135deg, #fff8e9, #fff8e9 8px, #f8efd9 8px, #f8efd9 16px);
}

.practice-insurance-confidence-ladder {
    display: flex;
    flex-wrap: wrap;
    gap: 9px 18px;
    padding: 12px 0;
    border-top: 1px solid var(--book-line);
    border-bottom: 1px solid var(--book-line);
}

.practice-insurance-confidence-ladder span,
.practice-insurance-evidence-summary span {
    display: inline-flex;
    gap: 6px;
    align-items: center;
    color: var(--book-muted);
    font-size: 0.72rem;
}

.practice-insurance-confidence-ladder i {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: #8c9792;
}

.practice-insurance-confidence-ladder .is-confirmed i { background: #2f765d; }
.practice-insurance-confidence-ladder .is-observed i { background: #4578a7; }
.practice-insurance-confidence-ladder .is-inferred i { background: #bc8227; }

.practice-insurance-funding-detail {
    margin-top: 15px;
}

.practice-insurance-funding-detail summary {
    padding: 11px 0;
    color: var(--book-ink);
    font-size: 0.76rem;
    font-weight: 750;
    cursor: pointer;
}

.practice-insurance-table-wrap {
    max-width: 100%;
    overflow-x: auto;
    border: 1px solid var(--book-line);
}

.practice-insurance-table {
    width: 100%;
    min-width: 820px;
    border-collapse: collapse;
    background: var(--surface-elevated, #fff);
}

.practice-insurance-funding-table {
    min-width: 1080px;
}

.practice-insurance-table th,
.practice-insurance-table td {
    padding: 11px 12px;
    border-bottom: 1px solid var(--book-line);
    text-align: left;
    vertical-align: top;
    white-space: nowrap;
}

.practice-insurance-table th {
    color: var(--book-muted);
    font-size: 0.64rem;
    letter-spacing: 0.05em;
    text-transform: uppercase;
}

.practice-insurance-table th button,
.practice-insurance-table td button {
    padding: 0;
    border: 0;
    background: transparent;
    color: inherit;
    font: inherit;
    text-align: left;
    cursor: pointer;
}

.practice-insurance-table td {
    font-size: 0.76rem;
}

.practice-insurance-table td small {
    display: block;
    max-width: 260px;
    margin-top: 3px;
    overflow: hidden;
    color: var(--book-muted);
    text-overflow: ellipsis;
}

.practice-insurance-table .is-negative { color: #9d4038; }
.practice-insurance-table .is-positive { color: #397150; }

.practice-insurance-status,
.practice-insurance-confidence-badge,
.practice-insurance-carrier-chip {
    display: inline-flex;
    padding: 4px 8px;
    border-radius: 999px;
    background: #eef2ef;
    color: #52605a;
    font-size: 0.65rem;
    font-weight: 750;
    text-transform: capitalize;
}

.practice-insurance-status.is-inforce,
.practice-insurance-confidence-badge.is-confirmed {
    background: #e4f1eb;
    color: #2f6d55;
}

.practice-insurance-confidence-badge.is-observed {
    background: #e6f0f8;
    color: #315f87;
}

.practice-insurance-status.is-issued,
.practice-insurance-status.is-pending,
.practice-insurance-confidence-badge.is-inferred,
.practice-insurance-status.is-shortfall,
.practice-insurance-status.is-schedule_needed,
.practice-insurance-status.is-unlinked,
.practice-insurance-status.is-unknown_balance {
    background: #fff4dc;
    color: #8a6015;
}

.practice-insurance-status.is-lapsed,
.practice-insurance-status.is-failing {
    background: #fbe9e7;
    color: #9d4038;
}

.practice-insurance-mix-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 28px;
}

.practice-insurance-mix-grid h3 {
    margin: 0 0 10px;
    font-size: 0.86rem;
}

.practice-insurance-mix-list {
    display: grid;
    border-top: 1px solid var(--book-line);
}

.practice-insurance-mix-list article {
    position: relative;
    display: grid;
    grid-template-columns: minmax(0, 1fr) auto;
    gap: 16px;
    padding: 13px 0 15px;
    border-bottom: 1px solid var(--book-line);
}

.practice-insurance-mix-list article::after {
    position: absolute;
    bottom: -1px;
    left: 0;
    width: var(--insurance-share);
    height: 2px;
    background: var(--book-ink, #173f36);
    content: "";
}

.practice-insurance-mix-list article > div {
    display: grid;
    gap: 3px;
}

.practice-insurance-mix-list article > div:last-child { text-align: right; }
.practice-insurance-mix-list span { color: var(--book-muted); font-size: 0.7rem; }

.practice-insurance-concentration-note {
    margin: 18px 0 0;
    padding-left: 12px;
    border-left: 3px solid #bc8227;
    color: var(--book-muted);
    font-size: 0.76rem;
}

.practice-insurance-filters {
    display: grid;
    grid-template-columns: repeat(3, minmax(150px, 1fr));
    gap: 10px;
    margin-bottom: 14px;
}

.practice-insurance-filters label {
    display: grid;
    gap: 5px;
    color: var(--book-muted);
    font-size: 0.64rem;
    font-weight: 750;
    letter-spacing: 0.05em;
    text-transform: uppercase;
}

.practice-insurance-filters select {
    min-height: 38px;
    padding: 8px 10px;
    border: 1px solid var(--book-line);
    border-radius: 8px;
    background: var(--surface-elevated, #fff);
    color: inherit;
    font: inherit;
    font-size: 0.76rem;
    font-weight: 500;
    letter-spacing: normal;
    text-transform: none;
}

.practice-insurance-pagination {
    display: flex;
    gap: 12px;
    align-items: center;
    justify-content: space-between;
    margin-top: 12px;
    color: var(--book-muted);
    font-size: 0.72rem;
}

.practice-insurance-pagination > div { display: flex; gap: 6px; }

.practice-insurance-evidence-strip {
    padding: 14px 0;
}

.practice-insurance-evidence-summary {
    display: flex;
    flex-wrap: wrap;
    gap: 10px 18px;
    align-items: center;
}

.practice-insurance-evidence-summary > strong {
    font-size: 0.68rem;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.practice-insurance-evidence-summary .is-inferred,
.practice-insurance-evidence-summary .is-unknown { color: #8a6015; }

.practice-insurance-evidence-summary button,
.practice-insurance-evidence-detail button {
    margin-left: auto;
    padding: 4px 0;
    border: 0;
    background: transparent;
    color: var(--book-ink);
    font: inherit;
    font-size: 0.72rem;
    font-weight: 750;
    cursor: pointer;
}

.practice-insurance-evidence-detail {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 0 26px;
    margin-top: 12px;
    border-top: 1px solid var(--book-line);
}

.practice-insurance-evidence-detail article {
    display: flex;
    gap: 12px;
    align-items: center;
    justify-content: space-between;
    padding: 11px 0;
    border-bottom: 1px solid var(--book-line);
}

.practice-insurance-evidence-detail article > div { display: grid; gap: 2px; }
.practice-insurance-evidence-detail span { color: var(--book-muted); font-size: 0.7rem; }

.practice-insurance-refreshing,
.practice-insurance-error {
    margin: 10px 0 0;
    color: var(--book-muted);
    font-size: 0.72rem;
}

.practice-insurance-error { color: #9d4038; }

@media (max-width: 1100px) {
    .practice-insurance-control-bar {
        grid-template-columns: 1fr;
        align-items: start;
    }

    .practice-insurance-control-bar > div:not(:first-child) { flex-wrap: wrap; }
}

@media (max-width: 800px) {
    .practice-insurance-masthead-title {
        display: grid;
        align-items: start;
    }

    .practice-insurance-native-units,
    .practice-insurance-masthead-facts,
    .practice-insurance-protection-grid,
    .practice-insurance-funding-summary,
    .practice-insurance-evidence-detail {
        grid-template-columns: 1fr;
    }

    .practice-insurance-native-units article,
    .practice-insurance-masthead-facts article,
    .practice-insurance-protection-grid article {
        border-right: 0;
        border-bottom: 1px solid var(--book-line);
    }

    .practice-insurance-mix-grid { grid-template-columns: 1fr; }
}

@media (max-width: 560px) {
    .practice-insurance-control-bar {
        position: static;
    }

    .practice-insurance-control-bar > div:not(:first-child) {
        display: grid;
        justify-items: start;
    }

    .practice-insurance-segmented {
        max-width: 100%;
        flex-wrap: wrap;
        border-radius: 12px;
    }

    .practice-insurance-section.is-panel,
    .practice-insurance-attention { padding: 20px; }

    .practice-insurance-filters { grid-template-columns: 1fr; }
    .practice-insurance-measure-toggle { width: 100%; }
    .practice-insurance-measure-toggle button { flex: 1; }
    .practice-insurance-pagination { align-items: flex-start; }
}

/* Insurance headquarters rebuild. The older selectors above remain for the
   compatibility renderer during the additive API transition. */
.practice-insurance-headquarters {
    display: grid;
    gap: 28px;
    min-width: 0;
    color: var(--book-ink);
}

.practice-insurance-headquarters > * {
    min-width: 0;
}

.practice-insurance-headquarters h2,
.practice-insurance-policy-drawer h2,
.practice-insurance-policy-drawer h3 {
    margin: 0;
    font-family: "Newsreader", Georgia, serif;
    font-weight: 520;
    letter-spacing: -0.025em;
}

.practice-insurance-headquarters button,
.practice-insurance-policy-drawer button {
    font: inherit;
}

.practice-insurance-headquarters button:focus-visible,
.practice-insurance-headquarters input:focus-visible,
.practice-insurance-headquarters select:focus-visible,
.practice-insurance-policy-drawer button:focus-visible {
    outline: 2px solid var(--book-green);
    outline-offset: 3px;
}

.practice-insurance-headline-section {
    display: grid;
    gap: 0;
    overflow: hidden;
    border: 1px solid var(--book-line-strong);
    border-radius: 10px;
    background: color-mix(in srgb, var(--advisor-color-surface) 90%, transparent);
    box-shadow: 0 12px 28px rgba(56, 44, 25, 0.055);
}

.practice-insurance-headline-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
}

.practice-insurance-headline {
    position: relative;
    display: grid;
    gap: 7px;
    min-height: 136px;
    padding: 22px 22px 20px;
    border-right: 1px solid var(--book-line);
}

.practice-insurance-headline:last-child { border-right: 0; }
.practice-insurance-headline::before {
    position: absolute;
    top: 0;
    right: 0;
    left: 0;
    height: 3px;
    background: var(--book-green);
    content: "";
}
.practice-insurance-headline.is-premium::before,
.practice-insurance-headline.is-obligations::before { background: var(--book-gold); }
.practice-insurance-headline.is-risk::before { background: var(--book-red); }

.practice-insurance-headline span,
.practice-insurance-projection-panel > header span,
.practice-insurance-analysis-card > header span,
.practice-insurance-opportunity-strip > div:first-child > span,
.practice-insurance-policy-drawer > header span {
    color: var(--book-muted);
    font-size: 0.66rem;
    font-weight: 800;
    letter-spacing: 0.09em;
    text-transform: uppercase;
}

.practice-insurance-headline > strong {
    align-self: end;
    font-family: "Newsreader", Georgia, serif;
    font-size: clamp(2rem, 3vw, 3rem);
    font-weight: 520;
    letter-spacing: -0.055em;
    line-height: 0.95;
}

.practice-insurance-headline em,
.practice-insurance-context-rail,
.practice-insurance-projection-panel p,
.practice-insurance-analysis-card p,
.practice-insurance-opportunity-strip p {
    color: var(--book-muted);
    font-size: 0.75rem;
    font-style: normal;
    line-height: 1.45;
}

.practice-insurance-context-rail {
    display: flex;
    flex-wrap: wrap;
    gap: 8px 24px;
    padding: 11px 22px;
    border-top: 1px solid var(--book-line);
    background: var(--book-panel-soft);
}
.practice-insurance-context-rail strong { color: var(--book-ink); }

.practice-insurance-projection-panel,
.practice-insurance-analysis-card,
.practice-insurance-projection-panel { overflow: hidden; }
.practice-insurance-projection-panel > header {
    display: flex;
    gap: 24px;
    align-items: end;
    justify-content: space-between;
    padding: 24px 26px 18px;
    border-bottom: 1px solid var(--book-line);
}
.practice-insurance-projection-panel h2,
.practice-insurance-analysis-card h2,
.practice-insurance-opportunity-strip h2 { font-size: clamp(1.45rem, 2vw, 2rem); }
.practice-insurance-projection-panel p { max-width: 690px; margin: 5px 0 0; }

.practice-insurance-view-toggle {
    display: inline-flex;
    gap: 2px;
    padding: 3px;
    border: 1px solid var(--book-line);
    border-radius: 999px;
    background: var(--book-panel-soft);
}
.practice-insurance-view-toggle button {
    min-height: 31px;
    padding: 5px 11px;
    border: 0;
    border-radius: 999px;
    background: transparent;
    color: var(--book-muted);
    cursor: pointer;
}
.practice-insurance-view-toggle button[aria-pressed="true"] {
    background: var(--book-ink);
    color: var(--advisor-color-canvas);
}

.practice-insurance-projection-body { min-height: 300px; padding: 28px 26px; }
.practice-insurance-projection-panel.is-empty .practice-insurance-projection-body,
.practice-insurance-projection-panel--unavailable .practice-insurance-projection-body {
    min-height: 0;
    padding-block: 20px;
}
.practice-insurance-projection-panel > footer {
    display: flex;
    gap: 18px;
    justify-content: space-between;
    padding: 11px 26px;
    border-top: 1px solid var(--book-line);
    color: var(--book-muted);
    font-size: 0.68rem;
}

.practice-insurance-premium-chart {
    display: grid;
    grid-template-columns: repeat(7, minmax(54px, 1fr));
    gap: 15px;
    min-height: 230px;
    align-items: end;
}
.practice-insurance-premium-chart article {
    display: grid;
    gap: 7px;
    min-width: 0;
    text-align: center;
}
.practice-insurance-premium-bars {
    display: flex;
    gap: 4px;
    align-items: end;
    justify-content: center;
    height: 155px;
    padding: 10px 7px 0;
    border-bottom: 1px solid var(--book-line-strong);
    background: linear-gradient(to top, color-mix(in srgb, var(--book-line) 20%, transparent), transparent 54%);
}
.practice-insurance-premium-bars i {
    width: min(26px, 40%);
    height: var(--bar-height);
    min-height: 0;
    border-radius: 4px 4px 0 0;
    background: var(--book-green);
}
.practice-insurance-premium-bars i.is-inferred { background: var(--book-gold); opacity: 0.78; }
.practice-insurance-premium-chart strong { overflow: hidden; font-size: 0.78rem; text-overflow: ellipsis; }
.practice-insurance-premium-chart span { color: var(--book-muted); font-size: 0.68rem; }
.practice-insurance-chart-legend { display: flex; gap: 18px; margin-top: 18px; color: var(--book-muted); font-size: 0.7rem; }
.practice-insurance-chart-legend span { display: inline-flex; gap: 6px; align-items: center; }
.practice-insurance-chart-legend i { width: 9px; height: 9px; border-radius: 2px; background: var(--book-green); }
.practice-insurance-chart-legend i.is-inferred { background: var(--book-gold); }

.practice-insurance-reserve-list { display: grid; }
.practice-insurance-reserve-list > button {
    display: grid;
    grid-template-columns: minmax(150px, 1.4fr) minmax(120px, 1fr) minmax(120px, 0.8fr) minmax(135px, 1fr);
    gap: 20px;
    align-items: center;
    padding: 15px 5px;
    border: 0;
    border-bottom: 1px solid var(--book-line);
    background: transparent;
    color: inherit;
    text-align: left;
    cursor: pointer;
}
.practice-insurance-reserve-list > button:hover { background: var(--book-panel-soft); }
.practice-insurance-reserve-list span { display: grid; gap: 3px; }
.practice-insurance-reserve-list em { color: var(--book-muted); font-size: 0.68rem; font-style: normal; }
.practice-insurance-reserve-track { height: 7px; overflow: hidden; border-radius: 999px; background: var(--book-line); }
.practice-insurance-reserve-track i { display: block; width: var(--reserve-share); height: 100%; background: var(--book-green); }
.practice-insurance-reserve-track i.is-shortfall { background: var(--book-red); }
.practice-insurance-reserve-track i.is-stale_balance,
.practice-insurance-reserve-track i.is-unknown_balance { background: var(--book-gold); }

.practice-insurance-exception-strip {
    overflow: hidden;
    border: 1px solid color-mix(in srgb, var(--book-gold) 55%, var(--book-line));
    border-radius: 8px;
    background: color-mix(in srgb, var(--advisor-color-surface-accent) 80%, transparent);
}
.practice-insurance-exception-strip[data-empty] { border-color: color-mix(in srgb, var(--book-green) 40%, var(--book-line)); background: var(--advisor-color-surface-positive); }
.practice-insurance-exception-strip summary {
    display: flex;
    gap: 18px;
    align-items: center;
    justify-content: space-between;
    padding: 14px 18px;
    cursor: pointer;
    list-style: none;
}
.practice-insurance-exception-strip summary::-webkit-details-marker { display: none; }
.practice-insurance-exception-strip summary span { display: grid; gap: 2px; }
.practice-insurance-exception-strip summary em { color: var(--book-muted); font-size: 0.69rem; font-style: normal; }
.practice-insurance-exception-strip summary b { color: var(--book-gold); font-size: 0.72rem; }
.practice-insurance-exception-strip[data-empty] summary b { color: var(--book-green); }
.practice-insurance-exception-strip > div {
    display: grid;
    grid-template-columns: repeat(5, minmax(0, 1fr));
    border-top: 1px solid var(--book-line);
}
.practice-insurance-exception-strip > div button {
    display: flex;
    gap: 12px;
    justify-content: space-between;
    padding: 13px 15px;
    border: 0;
    border-right: 1px solid var(--book-line);
    background: transparent;
    color: inherit;
    font-size: 0.72rem;
    cursor: pointer;
}
.practice-insurance-exception-strip > div button:hover { background: rgba(255, 255, 255, 0.3); }

.practice-insurance-analytics {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 18px;
}
.practice-insurance-analysis-card { min-width: 0; padding: 22px; }
.practice-insurance-analysis-card > header { margin-bottom: 17px; }
.practice-insurance-analysis-card > header h2 { margin-top: 2px; }
.practice-insurance-analysis-card > p { margin: 14px 0 0; }
.practice-insurance-native-analysis,
.practice-insurance-value-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    border-top: 1px solid var(--book-line);
    border-bottom: 1px solid var(--book-line);
}
.practice-insurance-value-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.practice-insurance-native-analysis article,
.practice-insurance-value-grid article {
    display: grid;
    gap: 4px;
    padding: 14px 12px;
    border-right: 1px solid var(--book-line);
}
.practice-insurance-native-analysis article:last-child { border-right: 0; }
.practice-insurance-value-grid article:nth-child(2n) { border-right: 0; }
.practice-insurance-value-grid article:nth-child(-n+2) { border-bottom: 1px solid var(--book-line); }
.practice-insurance-native-analysis span,
.practice-insurance-value-grid span,
.practice-insurance-completeness-list em { color: var(--book-muted); font-size: 0.66rem; font-style: normal; text-transform: uppercase; }
.practice-insurance-native-analysis strong,
.practice-insurance-value-grid strong { font-family: "Newsreader", Georgia, serif; font-size: 1.35rem; font-weight: 550; }
.practice-insurance-native-analysis em,
.practice-insurance-value-grid em { color: var(--book-muted); font-size: 0.68rem; font-style: normal; }

.practice-insurance-analysis-split { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 22px; }
.practice-insurance-analysis-split h3 { margin: 0 0 8px; color: var(--book-muted); font-size: 0.68rem; letter-spacing: 0.07em; text-transform: uppercase; }
.practice-insurance-analysis-split section { display: grid; align-content: start; }
.practice-insurance-analysis-split button,
.practice-insurance-event-list button {
    display: flex;
    gap: 12px;
    align-items: center;
    justify-content: space-between;
    padding: 10px 0;
    border: 0;
    border-bottom: 1px solid var(--book-line);
    background: transparent;
    color: inherit;
    text-align: left;
    cursor: pointer;
}
.practice-insurance-analysis-split button:hover span,
.practice-insurance-event-list button:hover strong { color: var(--book-green); }
.practice-insurance-analysis-split button span { overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.practice-insurance-completeness-list { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); border-top: 1px solid var(--book-line); }
.practice-insurance-completeness-list > span { display: grid; gap: 4px; padding: 14px 10px; border-right: 1px solid var(--book-line); border-bottom: 1px solid var(--book-line); }
.practice-insurance-completeness-list > span:nth-child(2n) { border-right: 0; }
.practice-insurance-event-list { display: grid; }
.practice-insurance-event-list button > span { display: grid; gap: 2px; }
.practice-insurance-event-list em { color: var(--book-muted); font-size: 0.69rem; font-style: normal; text-transform: capitalize; }
.practice-insurance-event-list b { color: var(--book-muted); font-size: 0.72rem; }

.practice-insurance-opportunity-strip {
    display: grid;
    grid-template-columns: minmax(250px, 1.7fr) minmax(220px, 1fr) auto;
    gap: 24px;
    align-items: center;
}
.practice-insurance-opportunity-strip p { max-width: 620px; margin: 4px 0 0; }
.practice-insurance-opportunity-strip > div:nth-child(2) { display: flex; flex-wrap: wrap; gap: 16px; }
.practice-insurance-opportunity-strip > div:nth-child(2) span { display: grid; }
.practice-insurance-opportunity-strip em { color: var(--book-muted); font-size: 0.67rem; font-style: normal; text-transform: capitalize; }
.practice-insurance-opportunity-strip > button,
.practice-insurance-inventory-actions button,
.practice-insurance-policy-drawer footer button {
    min-height: 36px;
    padding: 8px 12px;
    border: 1px solid var(--book-line-strong);
    border-radius: 6px;
    background: var(--book-panel-soft);
    color: var(--book-ink);
    font-size: 0.72rem;
    font-weight: 750;
    cursor: pointer;
}

.practice-insurance-inventory-actions { display: flex; gap: 7px; align-items: center; flex-wrap: wrap; }
.practice-insurance-search { display: grid; gap: 5px; }
.practice-insurance-search span { color: var(--book-muted); font-size: 0.65rem; font-weight: 750; text-transform: uppercase; }
.practice-insurance-search input { min-height: 36px; padding: 7px 10px; border: 1px solid var(--book-line); border-radius: 6px; background: var(--book-panel); color: var(--book-ink); }
.practice-insurance-policy-table td button[data-practice-insurance-policy-detail] { padding: 0; border: 0; background: transparent; color: inherit; text-align: left; cursor: pointer; }
.practice-insurance-policy-table td button[data-practice-insurance-policy-detail]:hover strong { color: var(--book-green); }

.practice-insurance-drawer-backdrop {
    position: fixed;
    z-index: 80;
    inset: 0;
    display: flex;
    justify-content: flex-end;
    background: rgba(16, 23, 20, 0.42);
    backdrop-filter: blur(3px);
}
body.practice-insurance-drawer-open { overflow: hidden; }
.practice-insurance-policy-drawer {
    display: grid;
    grid-template-rows: auto 1fr auto;
    width: min(580px, 94vw);
    height: 100%;
    overflow: hidden;
    border-left: 1px solid var(--book-line-strong);
    background: var(--advisor-color-canvas);
    box-shadow: -24px 0 55px rgba(20, 27, 24, 0.18);
}
.practice-insurance-policy-drawer > header { display: flex; gap: 20px; justify-content: space-between; padding: 24px; border-bottom: 1px solid var(--book-line); background: var(--book-panel); }
.practice-insurance-policy-drawer > header h2 { margin-top: 3px; font-size: 1.8rem; }
.practice-insurance-policy-drawer > header p { margin: 3px 0 0; color: var(--book-muted); font-size: 0.72rem; }
.practice-insurance-policy-drawer > header button { width: 34px; height: 34px; border: 1px solid var(--book-line); border-radius: 50%; background: transparent; cursor: pointer; }
.practice-insurance-policy-drawer > div { overflow: auto; padding: 22px 24px 36px; }
.practice-insurance-policy-drawer section { margin-top: 24px; }
.practice-insurance-policy-drawer section h3 { padding-bottom: 8px; border-bottom: 1px solid var(--book-line); font-size: 1.25rem; }
.practice-insurance-policy-drawer section p { display: flex; gap: 12px; justify-content: space-between; margin: 0; padding: 11px 0; border-bottom: 1px solid var(--book-line); font-size: 0.75rem; }
.practice-insurance-policy-drawer section p span { color: var(--book-muted); text-align: right; }
.practice-insurance-drawer-facts { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); border: 1px solid var(--book-line); background: var(--book-panel); }
.practice-insurance-drawer-facts span { display: grid; gap: 4px; padding: 14px; border-right: 1px solid var(--book-line); border-bottom: 1px solid var(--book-line); }
.practice-insurance-drawer-facts span:nth-child(2n) { border-right: 0; }
.practice-insurance-drawer-facts em { color: var(--book-muted); font-size: 0.64rem; font-style: normal; text-transform: uppercase; }
.practice-insurance-policy-drawer > footer { padding: 14px 24px; border-top: 1px solid var(--book-line); background: var(--book-panel); }

@media (max-width: 1080px) {
    .practice-insurance-headline-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .practice-insurance-headline:nth-child(2) { border-right: 0; }
    .practice-insurance-headline:nth-child(-n+2) { border-bottom: 1px solid var(--book-line); }
    .practice-insurance-exception-strip > div { grid-template-columns: repeat(3, minmax(0, 1fr)); }
    .practice-insurance-opportunity-strip { grid-template-columns: 1fr auto; }
    .practice-insurance-opportunity-strip > div:first-child { grid-column: 1 / -1; }
}

@media (max-width: 760px) {
    .practice-insurance-headquarters { gap: 20px; }
    .practice-insurance-headline-grid,
    .practice-insurance-analytics { grid-template-columns: 1fr; }
    .practice-insurance-headline { min-height: 116px; border-right: 0; border-bottom: 1px solid var(--book-line); }
    .practice-insurance-headline:last-child { border-bottom: 0; }
    .practice-insurance-projection-panel > header { display: grid; align-items: start; }
    .practice-insurance-view-toggle { width: fit-content; }
    .practice-insurance-premium-chart { overflow-x: auto; grid-template-columns: repeat(7, minmax(82px, 1fr)); }
    .practice-insurance-reserve-list > button { grid-template-columns: 1fr; gap: 8px; }
    .practice-insurance-exception-strip > div { grid-template-columns: 1fr 1fr; }
    .practice-insurance-opportunity-strip { grid-template-columns: 1fr; }
    .practice-insurance-analysis-split { grid-template-columns: 1fr; }
    .practice-insurance-analysis-split,
    .practice-insurance-analysis-split section,
    .practice-insurance-analysis-split button {
        min-width: 0;
        max-width: 100%;
    }
    .practice-insurance-analysis-split button { width: 100%; }
    .practice-insurance-filters,
    .practice-insurance-filters label,
    .practice-insurance-filters input,
    .practice-insurance-filters select {
        min-width: 0;
        max-width: 100%;
        width: 100%;
    }
}

@media (max-width: 430px) {
    .practice-insurance-headline { padding: 19px 18px; }
    .practice-insurance-context-rail { display: grid; padding: 12px 18px; }
    .practice-insurance-projection-panel > header,
    .practice-insurance-projection-body { padding: 20px 18px; }
    .practice-insurance-projection-panel > footer { display: grid; padding: 11px 18px; }
    .practice-insurance-view-toggle { display: grid; width: 100%; border-radius: 8px; }
    .practice-insurance-view-toggle button { width: 100%; border-radius: 6px; }
    .practice-insurance-exception-strip > div,
    .practice-insurance-native-analysis,
    .practice-insurance-value-grid,
    .practice-insurance-completeness-list { grid-template-columns: 1fr; }
    .practice-insurance-exception-strip > div button,
    .practice-insurance-native-analysis article,
    .practice-insurance-value-grid article,
    .practice-insurance-completeness-list > span { border-right: 0; border-bottom: 1px solid var(--book-line); }
    .practice-insurance-opportunity-strip,
    .practice-insurance-analysis-card { padding: 18px; }
    .practice-insurance-drawer-facts { grid-template-columns: 1fr; }
    .practice-insurance-drawer-facts span { border-right: 0; }
}

/* Practice Insurance headquarters v4: section-led Household-aligned composition. */
.practice-insurance-template {
    --insurance-green: #356e5b;
    --insurance-green-soft: #e8f1ec;
    --insurance-gold: #b17a28;
    --insurance-gold-soft: #f7ecd7;
    --insurance-red: #a54e3f;
    --insurance-slate: #547384;
}

.practice-insurance-template .advisor-page-template-body { padding-top: 0; }
.practice-insurance-template .module-grid { padding-top: 0; }
.practice-insurance-headquarters { display: grid; gap: 34px; min-width: 0; }

.advisor-page-template--business .practice-insurance-hero {
    grid-template-columns: minmax(0, 1.45fr) minmax(260px, .65fr);
    padding-bottom: 0;
}
.advisor-page-template--business .practice-insurance-hero .advisor-planning-hero-value {
    color: var(--insurance-green);
    font-size: clamp(3.6rem, 7vw, 6.6rem);
    letter-spacing: -.055em;
}
.advisor-page-template--business .practice-insurance-hero h1 { max-width: 650px; }
.advisor-page-template--business .practice-insurance-hero .advisor-planning-hero-description { max-width: 680px; }
.practice-insurance-hero-facts {
    display: grid;
    grid-template-columns: 1fr 1fr;
    margin: 14px 0 0;
    border-top: 1px solid var(--book-line);
    border-left: 1px solid var(--book-line);
}
.practice-insurance-hero-facts div {
    display: grid;
    gap: 5px;
    min-width: 0;
    padding: 15px 13px;
    border-right: 1px solid var(--book-line);
    border-bottom: 1px solid var(--book-line);
}
.practice-insurance-hero-facts dt {
    color: var(--book-muted);
    font-size: .61rem;
    font-weight: 800;
    letter-spacing: .08em;
    text-transform: uppercase;
}
.practice-insurance-hero-facts dd { margin: 0; font-size: .78rem; font-weight: 760; line-height: 1.35; }
.practice-insurance-hero .advisor-planning-hero-actions .button { min-height: 36px; }
.practice-insurance-hero .advisor-planning-hero-supporting { grid-column: 1 / -1; margin-top: 26px; }
.advisor-planning-hero-supporting .practice-insurance-hero-rail { grid-template-columns: 1.2fr 1fr .75fr; }
.advisor-planning-hero-supporting .practice-insurance-hero-rail .advisor-summary-rail-item { grid-template-columns: 1fr; align-content: start; min-height: 112px; padding: 17px 18px; border-right: 1px solid var(--book-line); }
.advisor-planning-hero-supporting .practice-insurance-hero-rail .advisor-summary-rail-item:last-child { border-right: 0; }
.practice-insurance-hero-rail .advisor-summary-rail-item strong { font-family: var(--advisor-font-display); font-size: clamp(1.55rem, 2.5vw, 2.3rem); font-weight: 520; }

.practice-insurance-filter-dock {
    display: grid;
    grid-template-columns: minmax(180px, .55fr) minmax(0, 1.45fr);
    gap: 22px;
    align-items: center;
    padding: 15px 0;
    border-top: 1px solid var(--book-line);
    border-bottom: 1px solid var(--book-line);
}
.practice-insurance-filter-context { display: grid; gap: 2px; min-width: 0; }
.practice-insurance-filter-context span,
.practice-insurance-filter-groups > div > span {
    color: var(--insurance-gold);
    font-size: .61rem;
    font-weight: 820;
    letter-spacing: .1em;
    text-transform: uppercase;
}
.practice-insurance-filter-context strong { font-family: var(--advisor-font-display); font-size: 1.2rem; font-weight: 520; }
.practice-insurance-filter-context em { color: var(--book-muted); font-size: .65rem; font-style: normal; }
.practice-insurance-filter-groups { display: flex; flex-wrap: wrap; gap: 14px 26px; justify-content: flex-end; min-width: 0; }
.practice-insurance-filter-groups > div { display: grid; gap: 7px; min-width: 0; }
.practice-insurance-filter-groups .practice-insurance-segmented { display: flex; flex-wrap: wrap; gap: 5px; overflow: visible; padding: 0; border: 0; background: transparent; }
.practice-insurance-filter-groups .practice-insurance-segmented button {
    min-height: 32px;
    padding: 7px 11px;
    border: 1px solid transparent;
    border-radius: 999px;
    background: transparent;
    color: var(--book-muted);
    white-space: nowrap;
}
.practice-insurance-filter-groups .practice-insurance-segmented button[aria-pressed="true"] { border-color: #26302c; background: #26302c; color: #fffdf8; }

.practice-insurance-commitments { overflow: hidden; }
.practice-insurance-commitments > .advisor-section-body { padding: 0; }
.practice-insurance-commitments-grid { display: grid; grid-template-columns: minmax(0, 1.55fr) minmax(280px, .75fr); min-width: 0; }
.practice-insurance-commitments-grid > section { min-width: 0; padding: 24px 26px 22px; }
.practice-insurance-commitments-grid > aside { min-width: 0; border-left: 1px solid var(--book-line); background: color-mix(in srgb, var(--book-panel) 70%, var(--insurance-gold-soft)); }
.practice-insurance-commitments-grid > aside > section { padding: 21px 22px; }
.practice-insurance-commitments-grid > aside > section + section { border-top: 1px solid var(--book-line); }
.practice-insurance-commitments-grid header { display: flex; gap: 14px; align-items: baseline; justify-content: space-between; margin-bottom: 18px; }
.practice-insurance-commitments-grid h3 { margin: 0; font-family: var(--advisor-font-display); font-size: 1.35rem; font-weight: 520; }
.practice-insurance-commitments-grid header span { color: var(--book-muted); font-size: .64rem; }
.practice-insurance-commitments .practice-insurance-premium-chart { min-height: 235px; padding: 4px 0 0; }
.practice-insurance-schedule-setup { display: grid; align-content: start; min-height: 235px; padding: 20px 0; }
.practice-insurance-schedule-setup > span { color: var(--insurance-gold); font-size: .62rem; font-weight: 820; letter-spacing: .1em; text-transform: uppercase; }
.practice-insurance-schedule-setup > strong { max-width: 600px; margin-top: 7px; font-family: var(--advisor-font-display); font-size: clamp(1.6rem, 3vw, 2.35rem); font-weight: 520; line-height: 1.05; }
.practice-insurance-schedule-setup > p { max-width: 620px; margin: 9px 0 17px; color: var(--book-muted); font-size: .75rem; line-height: 1.55; }
.practice-insurance-schedule-setup > button { width: fit-content; border: 0; background: transparent; color: var(--insurance-green); font-size: .7rem; font-weight: 780; cursor: pointer; }
.practice-insurance-schedule-setup aside { display: grid; grid-template-columns: 1fr auto; gap: 2px 14px; max-width: 470px; margin-top: 25px; padding: 13px 14px; border-left: 3px solid var(--insurance-gold); background: var(--insurance-gold-soft); }
.practice-insurance-schedule-setup aside span { color: var(--book-muted); font-size: .63rem; }
.practice-insurance-schedule-setup aside strong { grid-row: 1 / 3; grid-column: 2; font-family: var(--advisor-font-display); font-size: 1.35rem; font-weight: 520; }
.practice-insurance-schedule-setup aside em { color: var(--book-muted); font-size: .62rem; font-style: normal; }
.practice-insurance-occurrence-list { display: grid; }
.practice-insurance-occurrence-list button { display: grid; grid-template-columns: 74px minmax(0, 1fr) auto; gap: 10px; align-items: center; width: 100%; padding: 10px 0; border: 0; border-bottom: 1px solid var(--book-line); background: transparent; text-align: left; cursor: pointer; }
.practice-insurance-occurrence-list time { color: var(--insurance-gold); font-size: .63rem; font-weight: 760; }
.practice-insurance-occurrence-list span { display: grid; gap: 2px; min-width: 0; }
.practice-insurance-occurrence-list strong { overflow: hidden; font-size: .71rem; text-overflow: ellipsis; white-space: nowrap; }
.practice-insurance-occurrence-list em { overflow: hidden; color: var(--book-muted); font-size: .62rem; font-style: normal; text-overflow: ellipsis; white-space: nowrap; }
.practice-insurance-occurrence-list b { font-family: var(--advisor-font-display); font-size: .85rem; font-weight: 520; }
.practice-insurance-commitments .practice-insurance-reserve-list > button { grid-template-columns: 1fr; gap: 7px; padding: 11px 0; border: 0; border-bottom: 1px solid var(--book-line); background: transparent; }
.practice-insurance-commitments .practice-insurance-reserve-track { order: 3; }
.practice-insurance-commitments-footer { display: flex; justify-content: space-between; padding: 11px 26px; border-top: 1px solid var(--book-line); color: var(--book-muted); font-size: .62rem; }
.practice-insurance-compact-empty { margin: 0; padding: 18px 0; color: var(--book-muted); font-size: .7rem; line-height: 1.5; }

.practice-insurance-agenda-section { padding: 2px 0 0; }
.practice-insurance-agenda-section > .advisor-section-header { padding-bottom: 16px; border-bottom: 1px solid var(--book-line-strong); }
.practice-insurance-agenda { display: grid; }
.practice-insurance-agenda > button { display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 24px; align-items: center; width: 100%; padding: 14px 2px 14px 18px; border: 0; border-bottom: 1px solid var(--book-line); border-left: 3px solid var(--insurance-gold); background: transparent; text-align: left; cursor: pointer; }
.practice-insurance-agenda > button.is-critical { border-left-color: var(--insurance-red); }
.practice-insurance-agenda > button.is-upcoming { border-left-color: var(--insurance-slate); }
.practice-insurance-agenda > button > span { display: grid; gap: 2px; }
.practice-insurance-agenda em { color: var(--insurance-gold); font-size: .58rem; font-style: normal; font-weight: 820; letter-spacing: .08em; text-transform: uppercase; }
.practice-insurance-agenda strong { font-size: .76rem; }
.practice-insurance-agenda small { color: var(--book-muted); font-size: .65rem; }
.practice-insurance-agenda time { min-width: 78px; color: var(--book-muted); font-family: var(--advisor-font-display); font-size: 1rem; text-align: right; }
.practice-insurance-agenda-clear { display: grid; gap: 3px; padding: 16px 18px; border-left: 3px solid var(--insurance-green); background: var(--insurance-green-soft); }
.practice-insurance-agenda-clear span { color: var(--book-muted); font-size: .68rem; }

.practice-insurance-composition { overflow: hidden; }
.practice-insurance-composition > .advisor-section-body { padding: 0; }
.practice-insurance-composition-grid { display: grid; grid-template-columns: 1fr 1fr; min-width: 0; }
.practice-insurance-composition-grid > article,
.practice-insurance-carrier-slot { min-width: 0; padding: 24px; border-right: 1px solid var(--book-line); border-bottom: 1px solid var(--book-line); }
.practice-insurance-composition-grid > :nth-child(2n) { border-right: 0; }
.practice-insurance-composition-grid > :nth-last-child(-n + 2) { border-bottom: 0; }
.practice-insurance-composition-grid article > header { display: flex; gap: 12px; align-items: baseline; justify-content: space-between; margin-bottom: 18px; }
.practice-insurance-composition-grid h3 { margin: 0; font-family: var(--advisor-font-display); font-size: 1.35rem; font-weight: 520; }
.practice-insurance-composition-grid article > header span { color: var(--book-muted); font-size: .62rem; }
.practice-insurance-breakdown-layout { display: grid; grid-template-columns: minmax(130px, .62fr) minmax(0, 1fr); gap: 20px; align-items: center; }
.practice-insurance-donut { display: grid; place-items: center; width: min(100%, 170px); aspect-ratio: 1; border-radius: 50%; background: var(--insurance-donut); }
.practice-insurance-donut::before { grid-area: 1 / 1; width: 68%; aspect-ratio: 1; border-radius: 50%; background: var(--book-panel); content: ""; }
.practice-insurance-donut > span { z-index: 1; grid-area: 1 / 1; display: grid; text-align: center; }
.practice-insurance-donut strong { font-family: var(--advisor-font-display); font-size: 1.25rem; font-weight: 520; }
.practice-insurance-donut small { color: var(--book-muted); font-size: .58rem; }
.practice-insurance-breakdown-legend { display: grid; }
.practice-insurance-breakdown-legend button { display: grid; grid-template-columns: 8px minmax(0, 1fr) auto; gap: 9px; align-items: center; padding: 9px 0; border: 0; border-bottom: 1px solid var(--book-line); background: transparent; text-align: left; cursor: pointer; }
.practice-insurance-breakdown-legend i { width: 7px; height: 7px; border-radius: 50%; background: var(--legend-color); }
.practice-insurance-breakdown-legend span { display: grid; min-width: 0; }
.practice-insurance-breakdown-legend strong { overflow: hidden; font-size: .68rem; text-overflow: ellipsis; white-space: nowrap; }
.practice-insurance-breakdown-legend small { color: var(--book-muted); font-size: .58rem; }
.practice-insurance-breakdown-legend b { font-size: .63rem; }
.practice-insurance-ranked-bars { display: grid; gap: 9px; }
.practice-insurance-ranked-bars button { display: grid; grid-template-columns: minmax(100px, .75fr) 1fr 42px; gap: 10px; align-items: center; padding: 0; border: 0; background: transparent; text-align: left; cursor: pointer; }
.practice-insurance-ranked-bars button > span { display: grid; }
.practice-insurance-ranked-bars strong { font-size: .67rem; text-transform: capitalize; }
.practice-insurance-ranked-bars em { color: var(--book-muted); font-size: .57rem; font-style: normal; }
.practice-insurance-ranked-bars i { height: 5px; overflow: hidden; background: var(--book-line); }
.practice-insurance-ranked-bars i b { display: block; width: var(--share); height: 100%; background: var(--insurance-green); }
.practice-insurance-ranked-bars small { color: var(--book-muted); font-size: .6rem; text-align: right; }
.practice-insurance-relationship-pills { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 19px; padding-top: 15px; border-top: 1px solid var(--book-line); }
.practice-insurance-relationship-pills button { display: flex; gap: 6px; align-items: baseline; padding: 7px 10px; border: 1px solid var(--book-line); border-radius: 999px; background: transparent; cursor: pointer; }
.practice-insurance-relationship-pills strong { color: var(--insurance-green); }
.practice-insurance-relationship-pills span { color: var(--book-muted); font-size: .62rem; text-transform: capitalize; }
.practice-insurance-household-panel { grid-column: 1 / -1; border-right: 0 !important; }
.practice-insurance-household-panel > div { display: grid; grid-template-columns: 1fr 1fr; column-gap: 24px; }
.practice-insurance-household-panel > div > button { display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 15px; padding: 10px 0; border: 0; border-bottom: 1px solid var(--book-line); background: transparent; text-align: left; cursor: pointer; }
.practice-insurance-household-panel button span { display: grid; gap: 2px; min-width: 0; }
.practice-insurance-household-panel button span:last-child { text-align: right; }
.practice-insurance-household-panel button strong { overflow: hidden; font-size: .68rem; text-overflow: ellipsis; white-space: nowrap; }
.practice-insurance-household-panel button em { color: var(--book-muted); font-size: .58rem; font-style: normal; }
.practice-insurance-carrier-slot { grid-column: 1 / -1; border-right: 0; }
.practice-insurance-carrier-context { display: grid; grid-template-columns: minmax(160px, .4fr) 1fr; gap: 20px; margin: 0; }
.practice-insurance-carrier-context strong { font-family: var(--advisor-font-display); font-size: 1.15rem; font-weight: 520; }
.practice-insurance-carrier-context span { color: var(--book-muted); font-size: .7rem; line-height: 1.55; }

.practice-insurance-evidence-overview { padding-top: 2px; }
.practice-insurance-evidence-overview-grid { display: grid; grid-template-columns: 1fr 1fr; border-top: 1px solid var(--book-line-strong); border-bottom: 1px solid var(--book-line-strong); }
.practice-insurance-evidence-overview-grid > section { min-width: 0; padding: 23px 24px 23px 0; }
.practice-insurance-evidence-overview-grid > section + section { padding-right: 0; padding-left: 24px; border-left: 1px solid var(--book-line); }
.practice-insurance-evidence-overview-grid h3 { margin: 0 0 16px; font-family: var(--advisor-font-display); font-size: 1.3rem; font-weight: 520; }
.practice-insurance-typed-values { display: grid; grid-template-columns: repeat(3, 1fr); }
.practice-insurance-typed-values > span { display: grid; gap: 4px; padding-right: 12px; }
.practice-insurance-typed-values em,
.practice-insurance-unclassified-value em { color: var(--book-muted); font-size: .6rem; font-style: normal; text-transform: uppercase; }
.practice-insurance-typed-values strong,
.practice-insurance-unclassified-value strong { font-family: var(--advisor-font-display); font-size: 1.2rem; font-weight: 520; }
.practice-insurance-typed-values small,
.practice-insurance-unclassified-value small { color: var(--book-muted); font-size: .58rem; }
.practice-insurance-unclassified-value { display: flex; align-items: center; justify-content: space-between; width: 100%; margin-top: 15px; padding: 13px 14px; border: 0; border-left: 3px solid var(--insurance-gold); background: var(--insurance-gold-soft); text-align: left; cursor: pointer; }
.practice-insurance-unclassified-value > span { display: grid; gap: 3px; }
.practice-insurance-evidence-meters { display: grid; gap: 12px; }
.practice-insurance-evidence-meters > span { display: grid; gap: 5px; }
.practice-insurance-evidence-meters > span > span { display: flex; justify-content: space-between; }
.practice-insurance-evidence-meters strong { font-size: .66rem; }
.practice-insurance-evidence-meters em { color: var(--book-muted); font-size: .6rem; font-style: normal; }
.practice-insurance-evidence-meters i { height: 5px; overflow: hidden; background: var(--book-line); }
.practice-insurance-evidence-meters i b { display: block; width: var(--share); height: 100%; background: var(--insurance-green); }
.practice-insurance-evidence-overview-grid section > p { margin: 15px 0 0; color: var(--book-muted); font-size: .63rem; line-height: 1.5; }

.practice-insurance-template .practice-insurance-opportunity-strip { border: 0; border-top: 1px solid var(--book-line); border-bottom: 1px solid var(--book-line); border-radius: 0; background: transparent; box-shadow: none; }
.practice-insurance-template .practice-insurance-policy-section { border-top: 3px solid var(--insurance-slate); }
.practice-insurance-inventory-toolbar { display: grid; grid-template-columns: minmax(260px, 1fr) auto; gap: 10px; align-items: end; }
.practice-insurance-inventory-toolbar .practice-insurance-search { min-width: 0; }
.practice-insurance-filter-drawer { position: relative; }
.practice-insurance-filter-drawer > summary { min-height: 38px; padding: 10px 14px; border: 1px solid var(--book-line-strong); background: var(--book-panel); font-size: .68rem; font-weight: 760; cursor: pointer; list-style: none; }
.practice-insurance-filter-drawer > summary::-webkit-details-marker { display: none; }
.practice-insurance-filter-drawer > summary strong { display: inline-grid; place-items: center; min-width: 18px; height: 18px; margin-left: 5px; border-radius: 50%; background: var(--insurance-gold-soft); color: var(--insurance-gold); font-size: .58rem; }
.practice-insurance-filter-drawer[open] > .practice-insurance-filters { margin-top: 8px; }
.practice-insurance-inventory-toolbar + .practice-insurance-active-filters { margin-top: 10px; }
.practice-insurance-active-filters { display: flex; flex-wrap: wrap; gap: 6px; }
.practice-insurance-active-filters button { padding: 6px 9px; border: 1px solid var(--book-line); border-radius: 999px; background: var(--insurance-gold-soft); color: var(--book-ink); font-size: .6rem; cursor: pointer; }

@media (max-width: 980px) {
    .advisor-page-template--business .practice-insurance-hero { grid-template-columns: 1fr; }
    .practice-insurance-hero .advisor-planning-hero-aside { border-top: 1px solid var(--book-line); border-left: 0; }
    .practice-insurance-commitments-grid { grid-template-columns: 1fr; }
    .practice-insurance-commitments-grid > aside { display: grid; grid-template-columns: 1fr 1fr; border-top: 1px solid var(--book-line); border-left: 0; }
    .practice-insurance-commitments-grid > aside > section + section { border-top: 0; border-left: 1px solid var(--book-line); }
    .practice-insurance-breakdown-layout { grid-template-columns: 120px minmax(0, 1fr); }
    .advisor-planning-hero-supporting .practice-insurance-hero-rail { grid-template-columns: 1fr; }
    .advisor-planning-hero-supporting .practice-insurance-hero-rail .advisor-summary-rail-item { grid-template-columns: minmax(130px, .65fr) max-content minmax(0, 1fr); align-items: baseline; min-height: 0; padding: 13px 0; border-right: 0; border-bottom: 1px solid var(--book-line); }
    .advisor-planning-hero-supporting .practice-insurance-hero-rail .advisor-summary-rail-item:last-child { border-bottom: 0; }
}

@media (max-width: 700px) {
    .practice-insurance-headquarters { gap: 25px; }
    .advisor-planning-hero-supporting .practice-insurance-hero-rail .advisor-summary-rail-item { grid-template-columns: 1fr; gap: 3px; }
    .practice-insurance-filter-dock { grid-template-columns: 1fr; }
    .practice-insurance-filter-groups { justify-content: flex-start; }
    .practice-insurance-commitments-grid > aside { grid-template-columns: 1fr; }
    .practice-insurance-commitments-grid > aside > section + section { border-top: 1px solid var(--book-line); border-left: 0; }
    .practice-insurance-composition-grid,
    .practice-insurance-evidence-overview-grid { grid-template-columns: 1fr; }
    .practice-insurance-composition-grid > article,
    .practice-insurance-carrier-slot { border-right: 0; border-bottom: 1px solid var(--book-line); }
    .practice-insurance-composition-grid > :nth-last-child(2) { border-bottom: 1px solid var(--book-line); }
    .practice-insurance-evidence-overview-grid > section { padding: 20px 0; }
    .practice-insurance-evidence-overview-grid > section + section { padding-left: 0; border-top: 1px solid var(--book-line); border-left: 0; }
    .practice-insurance-household-panel > div { grid-template-columns: 1fr; }
    .practice-insurance-inventory-toolbar { grid-template-columns: 1fr; }
}

@media (max-width: 430px) {
    .advisor-page-template--business .practice-insurance-hero .advisor-planning-hero-value { font-size: 3.35rem; }
    .practice-insurance-hero-facts { grid-template-columns: 1fr; }
    .practice-insurance-filter-groups { display: grid; }
    .practice-insurance-filter-groups .practice-insurance-segmented { gap: 4px; }
    .practice-insurance-filter-groups .practice-insurance-segmented button { flex: 1 1 auto; padding: 7px 9px; }
    .practice-insurance-commitments-grid > section,
    .practice-insurance-commitments-grid > aside > section { padding: 19px 17px; }
    .practice-insurance-commitments-footer { display: grid; gap: 3px; padding: 10px 17px; }
    .practice-insurance-premium-chart { grid-template-columns: repeat(7, minmax(70px, 1fr)); }
    .practice-insurance-schedule-setup aside { grid-template-columns: 1fr; }
    .practice-insurance-schedule-setup aside strong { grid-row: auto; grid-column: auto; }
    .practice-insurance-agenda > button { gap: 10px; padding-left: 12px; }
    .practice-insurance-agenda time { min-width: 48px; font-size: .82rem; }
    .practice-insurance-composition-grid > article,
    .practice-insurance-carrier-slot { padding: 19px 17px; }
    .practice-insurance-breakdown-layout { grid-template-columns: 1fr; }
    .practice-insurance-donut { width: 145px; margin: 0 auto; }
    .practice-insurance-ranked-bars button { grid-template-columns: minmax(90px, .8fr) 1fr 36px; }
    .practice-insurance-carrier-context { grid-template-columns: 1fr; gap: 6px; }
    .practice-insurance-typed-values { grid-template-columns: 1fr; gap: 13px; }
    .practice-insurance-unclassified-value { align-items: flex-start; flex-direction: column; gap: 6px; }
}

/* ====================================================================
 * Protection reach, premium concentration, and evidence shares.
 *
 * Surfaces come from the global card vocabulary (advisor-open /
 * advisor-card--accent). Only the reading axes are styled here: the lead
 * ratio, the per-line reach tracks, and the evidence share tracks.
 * ==================================================================== */

.practice-insurance-reach-lead {
    display: grid;
    grid-template-columns: max-content minmax(0, 1fr);
    gap: 4px 26px;
    align-items: baseline;
    padding-bottom: 22px;
    margin-bottom: 20px;
    border-bottom: 1px solid var(--book-line);
}
.practice-insurance-reach-lead > strong {
    font-family: var(--advisor-font-display, Georgia, serif);
    font-size: clamp(40px, 5.5vw, 68px);
    font-weight: 480;
    line-height: .92;
    color: var(--insurance-green, var(--book-green));
    font-variant-numeric: tabular-nums;
}
.practice-insurance-reach-lead p {
    margin: 0 0 7px;
    font-family: var(--advisor-font-display, Georgia, serif);
    font-size: clamp(15px, 1.5vw, 19px);
    line-height: 1.35;
}
.practice-insurance-reach-lead em {
    display: block;
    max-width: 64ch;
    color: var(--book-muted);
    font-size: 11.5px;
    font-style: normal;
    line-height: 1.5;
}
.practice-insurance-reach-empty {
    max-width: 68ch;
    margin: 0;
    color: var(--book-muted);
    font-size: 12px;
    line-height: 1.55;
}

.practice-insurance-reach-lines,
.practice-insurance-evidence-detail {
    display: grid;
    margin: 0;
    padding: 0;
    list-style: none;
}
.practice-insurance-reach-lines li {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(120px, 1.2fr) max-content max-content;
    gap: 20px;
    align-items: center;
    padding: 12px 0;
    border-bottom: 1px solid color-mix(in srgb, var(--book-line) 70%, transparent);
}
.practice-insurance-reach-lines li:last-child { border-bottom: 0; }
.practice-insurance-reach-name { display: grid; gap: 2px; min-width: 0; }
.practice-insurance-reach-name strong { font-size: 12.5px; font-weight: 640; }
.practice-insurance-reach-name em,
.practice-insurance-reach-count {
    color: var(--book-muted);
    font-size: 10.5px;
    font-style: normal;
    white-space: nowrap;
}
.practice-insurance-reach-track,
.practice-insurance-evidence-track {
    display: block;
    height: 6px;
    min-width: 0;
    border-radius: 3px;
    background: color-mix(in srgb, var(--book-line) 45%, transparent);
}
.practice-insurance-reach-track > i {
    display: block;
    height: 100%;
    border-radius: 3px;
    background: var(--insurance-green, var(--book-green));
}
.practice-insurance-reach-share,
.practice-insurance-evidence-share {
    font-size: 13px;
    font-variant-numeric: tabular-nums;
    text-align: right;
    white-space: nowrap;
}

.practice-insurance-concentration-note {
    max-width: 74ch;
    margin: 0 0 18px;
    color: var(--book-muted);
    font-size: 11.5px;
    line-height: 1.55;
}
.practice-insurance-concentration-note strong { color: var(--book-ink); }

/* --- Evidence: one shared 0-100% axis, so severity is comparable. ---- */

.practice-insurance-evidence-detail { margin-top: 16px; }
.practice-insurance-evidence-detail li {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(110px, 1.1fr) max-content max-content max-content;
    gap: 18px;
    align-items: center;
    padding: 12px 0;
    border-bottom: 1px solid color-mix(in srgb, var(--book-line) 70%, transparent);
}
.practice-insurance-evidence-detail li:last-child { border-bottom: 0; }
.practice-insurance-evidence-name { display: grid; gap: 2px; min-width: 0; }
.practice-insurance-evidence-name strong { font-size: 12.5px; font-weight: 640; }
.practice-insurance-evidence-name em,
.practice-insurance-evidence-count {
    color: var(--book-muted);
    font-size: 10.5px;
    font-style: normal;
}
.practice-insurance-evidence-count { white-space: nowrap; }
.practice-insurance-evidence-track > i {
    display: block;
    height: 100%;
    border-radius: 3px;
    background: var(--insurance-green, var(--book-green));
}
.practice-insurance-evidence-detail li.is-elevated .practice-insurance-evidence-track > i {
    background: var(--insurance-gold, #a7792e);
}
.practice-insurance-evidence-detail li.is-elevated .practice-insurance-evidence-share {
    color: var(--insurance-gold, #a7792e);
}
.practice-insurance-evidence-detail button {
    min-height: 30px;
    padding: 5px 12px;
    border: 1px solid var(--book-line);
    border-radius: 7px;
    background: transparent;
    color: inherit;
    font-size: .7rem;
    font-weight: 700;
    white-space: nowrap;
    cursor: pointer;
}
.practice-insurance-evidence-detail button:hover { border-color: var(--book-ink); }

.practice-insurance-section-boundary {
    max-width: 82ch;
    margin: 18px 0 0;
    color: var(--book-muted);
    font-size: 11px;
    line-height: 1.55;
}

@media (max-width: 860px) {
    .practice-insurance-reach-lead { grid-template-columns: minmax(0, 1fr); }
    .practice-insurance-reach-lines li,
    .practice-insurance-evidence-detail li {
        grid-template-columns: minmax(0, 1fr) max-content;
        gap: 5px 14px;
    }
    .practice-insurance-reach-track,
    .practice-insurance-evidence-track { grid-column: 1 / -1; }
}